Tips on how to be a wise shopper this Christmas
Christmas is a time of giving and receiving, many take joy in buying gifts for friends and loved ones and some will purchase new items for their homes.
However, the Consumer Affairs Commission wants you to be careful about how you shop during the Christmas season.
The CAC says appliances are among the most popular items bought by consumers during the Christmas season.
However, the CAC says before making a purchase, consumers should read all labels carefully; test all appliances in the store if possible; and get a guarantee or warranty for all appliances.
It is also encouraging consumers not to sign hire purchase agreements without reading them and to ensure that when buying a gift, it can be exchanged, if necessary.
The agency goes further to emphasise that persons should ensure they are informed about exactly what their warranties cover and the period of coverage.
The Commission is also stressing that consumers should request receipts when they make purchases.
The consumer watchdog points out that the Consumer Protection Act requires a vendor to issue a receipt and those who fail to do so commit an offence and are liable upon conviction to a fine not exceeding $50,000 or 30 days’ imprisonment.
Meanwhile, the Consumer Affairs Commission is urging Jamaicans to be careful when taking out loans to fund their Christmas activities.
The CAC says before taking out a loan with any institution consumers must look at the terms and conditions including interest rate and processing fees; time period for repayment; and other non-interest related charges.
The CAC is urging consumers to make sure that they are certain that they want to purchase an item before buying it.
The Commission says some people end up with buyer’s remorse after doing their Christmas shopping.