The Dow Jones industrial average is dumping Cool Whip for co-pays. The Dow, perhaps the most widely known barometer of the US stock market, announced Friday that it would boot Kraft Foods to make room for UnitedHealth Group, the insurance company.

When the Obama administration loosened travel restrictions to Cuba, the thought was that Americans were going to pour into the forbidden island on legal cultural exchanges.

All Caribbean governments are faced with a conundrum: how to stimulate growth at a time when they know they have little option but to cut public expenditure, reduce their indebtedness and introduce tough austerity measures.

Joy Spence, master blender for J. Wray & Nephew Limited, was conferred with an honorary degree as Doctor of Science from Loughborough University in England.

Recent international pressures have forced many employers to reconsider and, in many cases, to minimise their traditional role in funding or giving financial support to employee benefit programmes such as superannuation funds, group life and/or group health insurance and personal accident, or disability income replacement insurance plans.

My friend Mike Webster, an accident investigator and reconstructionist, sent me an email and diagram (see graphic) from Google Earth after reading last Sunday's article, The right way to make a right turn.

I am the mother of three children. I need help in claiming life insurance from the employers of my common-law husband. He died recently but did not leave any beneficiaries or trustees, so I am unable to retrieve this money. What are the procedures to retrieve this money?

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