Health insurers getting free ride from Government
THE EDITOR, Sir:
One of the major and perhaps unintended beneficiaries of the fee-less policy at public hospitals are insurance companies that would otherwise pay the cost of medical care and surgery to a claimant. Some of these costs are claimable under an insurance policy, but because they are free at the hospital, they are not claimed and end up being paid by the Government.
It is accepted that before the insurers agree to pay and/or end up paying, many potentially successful claimants do not have the resources to commence treatment and they turn to the public hospitals for the help that they need.
I am concerned, however, that this ramification was not considered when the policy was introduced and that the burden is being imposed on public funds when a private mechanism - insurance - exists.